CREDIT BUILDER

Establishing credit.
Simplified

You possess the potential to enhance your credit, and the Kredete card provides all the essential tools to achieve it. It's effortless, stress-free, fee-free, and, most importantly, it's positively impacting tens of thousands of individuals.

Get Kredete

All the essentials to achieve your objectives.

Stress-free credit development

Improve your credit without sinking further

By using your own funds. By setting your own spending limit, you ensure that you won't exceed what you have. It's akin to establishing your own safety net.

On-time  credit reporting

On-time  credit
reporting

Regular reports on your card use boost your credit history.

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Transaction
Reporting

Boost scores with card use reports

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Rent Reporting

Your rent payments can now build credit

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Accessible Credit Building

No credit history?
No issue.

New to credit? Kredete’s got you. Get a card designed for starters.

Simple credit development

Purchase the items you already buy to establish credit. No problem.

Shop essentials? Build credit. It’s that simple with Kredete.

Getting approved for the Kredete Card is extremely straightforward.

Apply easily. Use responsibly. Grow your score.

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FAQS

Questions?
We have answers

How does Kredete help build credit?

By reporting your card activity to credit bureaus regularly.

What types of transactions are reported?

All card transactions, including rent payments.

Can I build credit without going into debt?

Yes, Kredete builds your score without new debt.

How often is my credit activity reported?

Monthly, to reflect your financial habits accurately.

Is there a fee for credit reporting?

No, it's included with your Kredete card at no extra cost.

Will rent payments always impact my credit score?

If reported through Kredete, they can contribute to your credit history.

How long before I see my credit score change?

Typically, users may notice changes within 2-6 months of consistent activity.

Instantly send support,
fuel a passion,
or reinforce a bond