Your Money.
Finally Free.

One app. One AI. One prompt. Agentic commerce.

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4.6M+

Global Users.

$9B+

Annual transaction volume

50+

Markets worldwide

10+

Global Licences

Your Global Financial Platform

Not a chatbot. Not a menu. Kredete AI is a financial agent that listens, understands, and acts on your behalf — in seconds

Everything. One Platform.

One app built to handle every part of your financial life.

4 million people
already know.

From New York to Cape town to Dubai — real people, real results.

"I typed 'send $500 to my mum in Lagos' and it was there in 4 seconds. My old bank wanted 3 business days and $25 in fees. I'm never going back."
Tolu A
🇬🇧 London, UK
"I'm paid in USD and spend in GHS every day. Kredete converts automatically at rates my local bank can't match. The card just works."
Kwame B.
🇬🇭 Accra, Ghana
“I manage finances across three countries. Kredete is the first app that actually understands that. Everything just works, wherever I am.”
Aisha K
🇦🇪 Dubai, UAE
"The savings vault alone changed how I think about money. I set it up once and it just keeps working. Haven't touched it since."
Chidi O
🇳🇬 Lagos, Nigeria

What's new at Kredete.

News, updates, and insights. Straight from us.

Kredete Launches Africa’s First Stablecoin-Backed Credit Card

Explore how strategic use of white space improves focus, hierarchy, and overall user experience.

Kredete raises a $22M Series A round to expand credit-building infrastructure with stablecoin transfers to Africa

A breakdown of our journey from monolith to serverless and what we learned along the way.

Announcing Kredete’s $2.25M raise

Go behind the scenes and learn how our team works together to ship great software.

Backed by leading investors

Your Questions. Answered.

Still on the fence? We've got you.

Is Kredete available in my country?

Kredete is available in 50+ countries across Africa, Europe, North America, the Middle East, and beyond. Check the app for your specific country.

How does Kredete keep my money safe?

Kredete holds regulatory licences across multiple jurisdictions and is PCI DSS compliant. Your funds are protected by bank-grade security and AI-powered fraud detection, 24 hours a day.

How fast are transfers?

Most transfers are completed within seconds. Timing varies by corridor and payment method.

Can I use Kredete if I live across multiple countries?

Kredete is built for exactly that. One account works across all supported markets with no need to open local bank accounts in each country.

Why Fintechs Choose Gravv

Join 4 million people who stopped waiting for their bank to catch up.

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