Your Money.
Finally Free.

Whatever you need, completed with one prompt

Download App

4.6M+

Global Users.

$9B+

Annual transaction volume

50+

Markets worldwide

10+

Global Licences

Your Global Financial Platform

Not a chatbot. Not a menu. Kredete AI is a financial agent that listens, understands, and acts on your behalf — in seconds

Everything. One Platform.

One app built to handle every part of your financial life.

4 million people
already know.

From New York to Cape town to Dubai — real people, real results.

"I typed 'send $500 to my mum in Lagos' and it was there in 4 seconds. My old bank wanted 3 business days and $25 in fees. I'm never going back."
Tolu A
🇬🇧 London, UK
"I'm paid in USD and spend in GHS every day. Kredete converts automatically at rates my local bank can't match. The card just works."
Kwame B.
🇬🇭 Accra, Ghana
“I manage finances across three countries. Kredete is the first app that actually understands that. Everything just works, wherever I am.”
Aisha K
🇦🇪 Dubai, UAE
"The savings vault alone changed how I think about money. I set it up once and it just keeps working. Haven't touched it since."
Chidi O
🇳🇬 Lagos, Nigeria

What's new at Kredete.

News, updates, and insights. Straight from us.

Kredete Partners with Visa Africa to Advance Stablecoin-Backed Card Innovation Across Africa and the Gulf Cooperation Council

Kredete was recognized at Visa Africa Fintech Accelerator Demo Day for Africa's first stablecoin-backed Visa credit card, now expanding into the Gulf.

Kredete Launches Africa’s First Stablecoin-Backed Credit Card

Kredete launches Africa's first stablecoin-backed Visa credit card, available in 41+ African countries, letting users spend USDC at 150M+ merchants worldwide.

Kredete raises a $22M Series A round to expand credit-building infrastructure with stablecoin transfers to Africa

Kredete raises $22M Series A led by AfricInvest and Partech to expand credit-building and stablecoin financial services for African immigrants into Canada, the UK, and Europe.

Announcing Kredete’s $2.25M raise

Kredete raises $2.25M seed round led by Blockchain Founders Fund to expand its zero-fee remittance and credit-building platform for African immigrants across more African countries.

Backed by leading investors

Your Questions. Answered.

Still on the fence? We've got you.

Is Kredete available in my country?

Kredete is available in 50+ countries across Africa, Europe, North America, the Middle East, and beyond. Check the app for your specific country.

How does Kredete keep my money safe?

Kredete holds regulatory licences across multiple jurisdictions and is PCI DSS compliant. Your funds are protected by bank-grade security and AI-powered fraud detection, 24 hours a day.

How fast are transfers?

Most transfers are completed within seconds. Timing varies by corridor and payment method.

Can I use Kredete if I live across multiple countries?

Kredete is built for exactly that. One account works across all supported markets with no need to open local bank accounts in each country.

Finance that works for you.

Join 4 million people who stopped waiting for their bank to catch up.

Download app