Build Credit

Build your credit with every transaction

Improve your credit score with each remittance.
Our platform turns everyday transfers into credit -building opportunities.

Scan to download the Kredete app.
Available on Appstore and Playstore

Download Kredete

A fresh and easy approach to credit building

Send money

Transfer money to 20+ countries at zero cost. Achieve a strong credit history on-the-go with everyday transactions.

Credit reporting

We report your transactions as on-time payments to the credit bureaus, positively updating your credit history and easier to build your score.

Tracking Growth

Monitor your credit growth on a single page. Receive real-time updates and tips to enhance your financial standing.

Build Credit at no cost

No credit check required

No good credit? No problem! Download the app and start building your credit for free - with no existing credit history.

Unlock credit

Qualify for car rentals, secure better loan terms, and save on housing. Build your credit with ease.

Track your progress

Access your credit growth anytime, anywhere from your phone. Monitor every step to improving your credit score.

Secure transactions

We use top-grade security to protect your account and data safe.. Keep your transactions safe with Kredete.

No charges

Zero cost to use the credit builder. Build your financial credibility the easy way

Timely Notifications

Receive instant notifications to stay updated on your credit score progress.

We take your security
seriously

Leveraging technology to keep you safe. We are committed to you and your account protection.
After all, that is our business

World class security

Stay connected with your loved ones in Africa through fast transfers in over 15 currencies. Enjoy competitive rates, transparent fees, and the security of stable coins for every transactions.

Dedicated support

Round the clock support is available to answer your questions whenever, wherever you need it. We also keep a history of your chat for quick and easy reference.

Timely notifications

Whether you are logging into you account from a new device or making transfers - locally or internationally, we will always notify you for any suspicious activity.

Don’t take our words for it, our users love us

App Store

Playstore

Khadijat Bakare

“Signing up to the app was quite easy and straightforward. The UI is minimal and clean . Finding my way around is effortless. And the app has proven useful. I now know what my credit score is . Looking forward for more features to be released”

Igor Bogor

“Just downloaded Kredete and am impressed with how simple the app is and how easy they make it to build and manage credit for consumers in Africa!”

Treasure Osa

“Signing up on Kredete was extremely easy and fast, KYC verification was also stress-free, and the app is super authentic and convenient to use.”

Osoja Bukunmi

“I am usually not a fan of online loan or microfinance apps. But it feels surreal to find an app that can connect a borrower (like me) to potential lenders. I like how the Kredete app makes many things easy at a time. I can save, make USD transactions and still get an online card too… wow!!! I love this innovation… feels like something that should work only in the US… but I’m glad it’s already working here in Nigeria. Lovely to see!”

Abdulrazak Hajiya RASHIDA

“Seriously my son introduced me to this kredete application and it's been very good for my transaction. Kudos 👍”

Omotayo Clinton

“My friend who stays abroad used to tell me about how helpful credit scores can be to secure loans. I’ve been hoping that a platform that can help me build my credit score and secure a wider range of loans could be created and I’m glad Kredete came just at the right time. Okayyy, so I can now run my business with more loan opportunities. It’s a great stuff all the wayyyy!!!”

Parker Anthonia

“”Due to network issues, especially in festive season is always a problem, but with kredete app, zero network and easy transactions 💯”