.svg)
Simplified banking
for everyone
Open your account in just a few minutes and enjoy a banking experience built for ease of use.
Scan to download the Kredete app.
Available on Appstore and Playstore
.svg)
.svg)
%20(1).png)
Built for your financial journey
Our USD banking service goes beyond traditional banking. It’s a comprehensive tool designed to meet your needs, whether for personal wealth or to support your financial goals.
%20(1).png)
Designed for global
commerce
.svg)
Remittance made easy
Send money to over 20 African countries at the best rates possible. Enjoy fast, affordable transfers with no hassle or hidden fees.
Easy payments anywhere
Use your Kredete card for transactions around the world and make secure ACH transfers without complications.
.svg)
Fast banking, Anytime
Manage your money, access your USD account quickly from your phone - fast, straightforward and secure banking anytime.
Transparent pricing and rates - no hidden fees
We believe in straightforward pricing. From opening your account to making transfers, there are no hidden charges, no surprise fees—just clear, predictable costs. Enjoy free in-app transfers, transparent conversion rates, and a hassle-free banking experience.
.svg)
Free in-app transfers
.svg)
No hidden fees
.svg)
Fair exchange rates
.svg)
Your US bank account in minutes
Quick sign-up
Start by creating your account in just a few minutes. Provide your details, including a valid U.S. Social Security Number (SSN), and your USD account will be ready for use right away.
.svg)
.png)
%20(1).png)
Account and card access
After signing up, instantly receive your account number, routing number, and a virtual VISA card. Use your card for online purchases, subscriptions, and other payments with ease.
Send and spend globally
After signing up, instantly receive your account number, routing number, and a virtual VISA card. Use your card for online purchases, subscriptions, and other payments with ease.
%20(1).png)
Create virtual cards with your Kredete USD account
Full Purchasing Power in one account.
Global payments
Make purchases in USD anywhere in the world, with the flexibility to shop across borders effortlessly.
.svg)
Online and in-app purchases
Whether you're ordering from U.S. retailers, paying for services, or managing international subscriptions, you’re fully covered.
.svg)
Digital wallet ready
Add your virtual card to supported platforms for contactless payments wherever you go.
.svg)
Real-time control
Track your purchases, monitor your balance, and receive instant transaction alerts. Get full visibility and control over your spending.
.svg)
Need a little more help?
The essentials. answered right away
Opening a USD personal account with us takes less than 5 minutes, as long as you have a valid U.S. Social Security Number (SSN). Simply follow a few easy steps, and your account details will be ready for use.
Once your account is set up, you'll get your account number and routing number. Simply share these details with anyone who needs to send you money.
At the moment, our USD accounts are tailored for personal use. However, you can use the account to receive payments from international clients. For larger-scale business operations, we recommend exploring our corporate banking services.
We provide generous limits for daily spending and transfers. You can always check your specific limits within the app.
ACH transfers typically take 1-3 business days to process, depending on the receiving bank and the timing of the transfer request. Rest assured, we work to make ACH transfers as fast as possible.
Absolutely! You can easily send money to bank accounts in the U.S. using fast ACH transfers. Plus, you can send funds to over 20 African countries, including direct transfers to bank accounts and mobile wallets.
Build credit every time you send money abroad
Scan to download the Kredete app.
Available on Appstore and Playstore
%20(1).png)
.svg)
