Simplified, borderless payments for growing businesses

Handle your business finances in one place, with tools that make it easy to manage payments and accounts across various markets.

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The Kredete advantage

Kredete isn’t just another service provider; we’re your partner in growth - Here’s what makes us different.

Holistic payment solutions

From multi-currency wallets to ACH transfers, manage all your financial needs in one place

Scalability at your fingertips

Whether you’re a startup or a global enterprise, our platform is built to grow with your business

Dedicated Customer Support

Our team is available 24/7 to assist with everything from setup to troubleshooting

Your business, your way

We’ve stripped away the complexity so you can focus on what really matters—growing your business

Accounts Insured by FDIC Up to $3M

Get a USD bank account and enjoy seamless access to top-up and withdrawal options. Fund your wallet via ACH transfers, cards, or linked accounts-no hidden fees.

Global payouts

Send money from your USD account to 20+ African countries securely and easily, for business or personal needs, with just a few clicks.

Manage multicurrency wallets

Hold, manage, and exchange multiple currencies in real-time. Our wallets let you move funds between USD, NGN, and more, giving you the flexibility to stay ahead in global transactions—no delays

Custom pay-in solutions

Accept payments via virtual accounts, payment links, cards, and more—providing your business with multiple ways to receive funds efficiently from anywhere.

Cards for smart spending

Create and manage corporate cards directly from your account. Ideal for business expenses, team purchases, or travel needs, our corporate cards help you oversee your company's spending.

API solutions for global reach

Our API service offers straightforward integration for payment processing, transaction tracking, and currency management, allowing you to deliver a smooth financial experience to your customers.

The bold new standard

Why settle for less when your business can have it all? - Visualize how Kredete works for your business

Dashboard overview

Our dashboard is designed to give you full control over your finances. From tracking expenses to managing multiple accounts, everything you need is accessible from a single view.

Instant currency swaps

Whether you're balancing your finances or hedging against market shifts, our secure wallets gives you complete control over your money.

Transaction tracking

Stay on top of your business’s finances with real-time transaction tracking. Every payment, receipt, and transfer is logged every time, ensuring you have an accurate view of your financials

A platform designed for your business

We believe in keeping things straightforward. Our platform’s interface is designed to help you get things done—fast.

No hidden charges

Secure transactions

Zero maintenance charges

Multi-currency payout

Low transaction fees

Reliable security

Global accounts

Scalable API

Competitive rates

Set to maximize profit for your business?

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What sets us apart

This isn’t just another payment platform—this is your competitive edge. We offer more than just technology; we offer a new way to do business across Africa.

Wide coverage

Multiple currency wallet and payout to 20+ countries.

Speed that counts

Instant transactions that keep your business moving at the speed of now

Security you can trust

Built with the latest technology to ensure your transactions and data are always protected.

Need a little more help?

We’ve compiled the most common inquiries about our platform to help you make an informed decision.

Is there a setup or onboarding fee for using Kredete?

Kredete does not charge any setup or onboarding fees. We believe in making it as easy as possible for businesses to start using our platform.

Are there any transaction limits or restrictions?

While we do impose certain limits to ensure compliance with regulatory requirements, these can be adjusted depending on your transaction volume and business profile.

What are the options for funding our account and initiating transfers?

Kredete offers ACH transfers, credit/debit cards, and linked bank accounts. Once your account is funded, you can initiate local transfers via ACH from your USD account or international transfers to any of the 20+ supported countries.

How does Kredete handle currency conversions?

Our platform uses real-time exchange rates to ensure you receive accurate and competitive conversion rates.

How does the virtual account feature work for receiving payments?

Kredete provides you with virtual account details that allow your business to receive payments from customers, partners, or other entities directly into your Kredete account.

What are the fees associated with ACH transfers?

While many transactions are processed with minimal to no fees, specific fees may apply based on the nature of the transaction and the type of account you have.

Join Kredete corporate banking

Take the next step to help your business grow across Africa. Start transacting today and experience the future of cross-border payments.