Yes, you can easily transfer to third-party accounts after a quick verification process.
ACH and Wire transactions are available for this feature. ACH takes 1 to 3 working days while Wire transfer takes 3 to 48hrs
You can initiate transfers from the U.S. to over 20 countries, with more being added regularly.
Any bank account in the U.S. that's ACH compatible can receive payments through Kredete
No, Kredete is for everyone. Whether you’re an individual or a business owner, you can make transactions.
Yes, as long as your bank supports ACH transfers, you can transfer funds to your Kredete account.
Transfer limits depend on your account type and verification status. Check the app for details.
Absolutely. We use bank-level security measures to keep your funds protected.
Yes, Kredete is designed for both local and international transactions.
Our customer support is available 24/7 to assist you with any inquiries or issues.
We know you have questions for us, we have answers for you.
Everything you need to know about Kredete
In just 3 minutes, you can create an account on the Kredete app. Simply provide some basic demographic information, set your Kredete tag, and complete the verification steps to get started.
Kredete uses a security lock feature to prevent access from unknown devices. We monitor your IP address, ensuring that your account cannot be accessed from a country different from your signup location. You can also set a security question for an added layer of security.
On the Kredete app, you can generate account statements for various time periods at no cost, allowing you to easily track your expenses.
You can fund your wallet using a dollar card. The platform allows you to add and save cards for use anytime, and this service is completely free.
Yes, there are transaction limits based on your tier level. While all transactions on the platform are free, your access to certain levels of transactions is limited by your tier.
Everything you need to know about sending money
Getting started is easy! Download the Kredete app, complete the registration process, and start building your credit score with your first money transfer.
No, cross-border transactions are free. We offer transparent and competitive exchange rates that are updated regularly. You can check the current rates on our platform before initiating a transfer.
Usually, it takes only a few minutes. However, transfer times vary by country and can range differently depending on factors like destination and transfer method.
Yes, there is a limit of $1 to $5,000 per transfer. These limits are usually communicated during each transfer request if the value you're trying to send exceeds your tier limit or our provider guidelines.
There are two transfer methods: mobile money and bank transfer. The availability of each method depends on the recipient's country, which determines if either mobile money, bank transfer, or both are possible.
Everything you need to know about building credit
Getting started is easy! Download the Kredete app, complete the registration process, and start building your credit score with your first money transfer.
You can send money to over 20 African countries using Kredete. Our platform supports a wide range of destinations to ensure your loved ones receive funds quickly and securely.
Kredete fetches your credit score from the credit bureau. Your score is calculated based on the bureau's standard criteria, which include payment history, credit utilization, account age, and other factors.
There are no fees incurred for using the Build Credit feature itself. However, transaction fees may apply when utilizing the banking features linked to the Build Credit product on the Kredete mobile application. Detailed information on banking-related fees can be found on the application’s fee page.
Many of our users see up to a 50-point increase in their credit score within the first 90 days of using the credit builder feature on Kredete. Your individual results may vary based on your credit history and usage.
Everything you need to know about BVN Registration
The process typically takes approximately 7 working days from the submission of your documents.
A fee of $250 is charged for the BVN enrollment process on the app to be completed and proceed to the review stage.
Yes, the entire registration process can be completed on the Kredete mobile app. Please note that subsequent processes involve a physical biometric procedure to comply with CBN requirements.
Our field officer in your state will contact you within 1 to 2 working days to finalize a convenient appointment date and location within your state and city.
Applicants must be residents of one of the following states: Florida, New York, Georgia, North Carolina, Virginia, Maryland, Massachusetts, South Carolina, New Jersey, Pennsylvania, Connecticut, Delaware, Rhode Island, New Hampshire, Vermont.
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